No annual fee Great low interest rates Earn cardholder rewards through the VISA Extras program Optional Life, Disability, Unemployment and Leave of Absence Insurance Accepted by more than 14 million merchants and 300,000 financial institutions in 160 countries Cash advances at 145,000 ATMs worldwide displaying the VISA logo Safer than carrying cash. If the card Is lost or stolen, you may be protected from unauthorized use Emergency cash as near as the closest ATM Can be used as overdraft protection for FirstMerit checking accounts

Visa Platinum Benefits Package (certain restrictions, limitations, and exclusions may apply - full disclosure will be provided): o    $1 million in travel accidental death insurance o    Auto Rental Insurance o    Travel and Emergency Assistance o    Warranty registration service for your purchases       with extended protection available o    Emergency card replacement and cash advances       for lost or stolen cards o    Lost luggage locator service o    Hotel/motel burglary insurance o    Personal check cashing, with your signature honored at       participating worldwide hotels

Click here to apply online now, or call our FirstMerit Loan Line at 1-800-41MERIT (1-800-416-3748).